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Florida Refinance Loans

What Does Refinancing a Loan Mean?

Florida Refinance means that you are swapping your old mortgage for a new one, and perhaps a new principal amount to pay off. When you refinance your home loan, your new mortgage lender pays off your old mortgage with the new one; this is the explanation for the term refinancing.

In almost all cases, a refinance means you proceed through the mortgage loan application procedure all over again. It also means you will have loan closing costs. If your motivation to refinance is to save money, you need to factor closing costs as part of your due diligence. Once your loan is authorized, a new closing day is scheduled. The monies from the new lender will pay off the old mortgage and any cash out will be dispersed.

Why Do Florida Homeowners Refinance?

  • Declining Interest Rates
  • Switching from an Adjustable-Rate Mortgage (ARM)
  • Credit Score Improved
  • Extending the Loan Term
  • Getting Cash out of Your Home
Florida Refinancing

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